First-Time Home Buyers Guide​

  • Determine How Much House You Can Afford
  • Save a Down Payment (about 10%)
  • Pay Off All Debt and Have Emergency Funds Put Away
  • Save for Closing Costs (about 3% - 4% of purchase price) **possibly ask for seller paid closing cost**
  • Get Loan Pre-approval
  • Research What Areas Best Fit Your Families Needs
  • View Homes in Your Selected Areas
  • Prepare for the Closing
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